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DeKalb County Agent Take-Home Math: The Real Numbers

Oct 15
6 min read
real estate agent take-home pay

Every agent remembers the sale price on their last closing. Far fewer know what actually landed in their checking account after the split, the fees, and the taxes. That gap is what this post is about. If you sell anywhere from Dunwoody down to Lithonia, the number on your closing statement and the number you live on can be thousands of dollars apart.


Our DeKalb County 100% commission brokerage page explains how CURB works locally. Here, we’ll run the DeKalb County agent commission take-home math on a few different deals and a full year of closings, so you can check them against your own.


How Much Can a Real Estate Agent Make in DeKalb County?

It’s one of the most searched questions in the business. The honest answer: it depends almost entirely on how many deals you close and how much of each check you keep.


National data gives you a starting point. The U.S. Bureau of Labor Statistics puts the median annual wage for real estate sales agents at $56,320 as of May 2024. Treat that as a rough guide, not a ceiling. BLS mostly counts wage and salary workers, and most agents are self-employed contractors, so the figure doesn’t show how wide the range really is. Average real estate agent income figures from industry surveys vary just as much, because a small share of agents handle a large share of closings.


DeKalb adds its own spread. The county runs from the office towers at Perimeter Center and Brookhaven’s newer construction to older ranch homes around Stone Mountain and Lithonia. Decatur and the Emory and CDC corridor bring a steady flow of academic and medical relocation buyers. Price points can double from one ZIP code to the next. That matters more than most agents realize, because your brokerage cost may or may not rise with the price.


So instead of asking how much a real estate agent makes on average, it’s more useful to ask how much you keep on the deals you actually close.


How a Real Estate Agent Commission Split Works

A commission split is the share of your gross commission that goes to your brokerage. A realtor commission split with your broker of 70/30 means you keep 70% and the brokerage keeps 30%. Splits of 70/30 and 80/20 are common for agents with some experience. Newer agents sometimes start lower. Some offices add desk fees, technology fees, or franchise royalties on top.


Something else changed recently. Since the NAR practice changes took effect in August 2024, buyer’s agents need a written agreement with their buyer before touring, and compensation gets spelled out on paper. Commissions have always been negotiable, and that’s more visible now. The examples below use 2.5% purely for illustration. Plug in whatever you actually earn.


The 70/30 Commission Split on a Stone Mountain Starter Home

Say you represent a buyer on a $280,000 home near Stone Mountain at 2.5%. That’s $7,000 in gross commission.


On a 70/30 commission split, the brokerage keeps $2,100, and you keep $4,900. At CURB’s flat $595 plus a $95 E&O and cloud fee, you pay $690 and keep $6,310.

That’s $1,410 back on one modest deal. Agents at lower price points often assume a split doesn’t cost much. It still adds up fast.


An 80/20 Split on a Dunwoody or Brookhaven Listing

Now take a $600,000 listing in Dunwoody or Brookhaven, again at 2.5%. Gross commission is $15,000.


The 80/20 split sends $3,000 to the brokerage and leaves you $12,000. With the flat fee, you still pay $690 and keep $14,310.


Even with the better split, the gap is $2,310. A percentage grows with the price, and a flat fee doesn’t. If you split your time between North DeKalb listings and buyers further south, that’s the pattern to watch.


Real Estate Agent Take-Home Pay Over a Full Year

real estate commission split calculator

Single deals are easy to shrug off. Annual totals are harder to ignore.

Picture an agent who closes 10 deals a year in DeKalb at an average of $400,000 and 2.5%. That’s $10,000 per deal and $100,000 in gross commission.

Brokerage model

Brokerage keeps

Agent keeps (before expenses)

70/30 split

$30,000

$70,000

80/20 split

$20,000

$80,000

CURB flat fee ($690 x 10)

$6,900

$93,100

Your year won’t look exactly like this. Maybe you close six deals, maybe fifteen. That’s why it’s worth running your own numbers. Also notice how the flat fee treats slow months. A part-time agent with three closings pays the fee three times, with no monthly dues in the months nothing closes.


What Comes Out After the Split

Your take-home pay isn’t settled at the split. As an independent contractor, you’ll still cover costs that any brokerage model leaves to you:


  • Taxes. Nothing is withheld from a 1099 check, so you owe self-employment tax plus income tax. A CPA can tell you how much to set aside.


  • MLS and association dues. Most metro Atlanta agents belong to FMLS, Georgia MLS, or both, and dues vary by board.


  • Marketing, which can include signs, photography, and lockboxes, depending on what your brokerage provides.


  • Driving. A Tuesday that starts with a showing in Tucker, loops the Perimeter to a Chamblee inspection off Buford Highway, and ends at a listing appointment in Decatur during I-285 rush hour burns real fuel and time. Add Georgia’s summer heat pushing showings to early mornings and evenings, and the days get long.


  • License renewal and continuing education.

Some of these costs change depending on the brokerage you choose. Ask what’s included before you compare. A low split that charges separately for E&O or transaction help can cost more than it looks.


Comparing Brand-Name Splits, Caps, and Flat Fees

Most DeKalb agents end up comparing three setups: a traditional split, a split with an annual cap, and a flat fee per transaction.


Cap models work like a split until you’ve paid the company a set amount for the year. After that, your share jumps. They can work well for steady producers, but the cap resets every year, and some companies keep charging per-deal or royalty fees after you hit it. Flat fee models charge the same amount on every closing, starting with your first.


Compass, Real Broker, and Other Named Brokerages

Agents often search for a specific company’s terms, like the Compass real estate commission split or the Real Broker commission split. We won’t quote another company’s numbers here. Plans change, vary by agent and market, and are often negotiated one-on-one. A better approach is to ask any brokerage for its current agreement in writing and look for four things: the split, any cap and when it resets, every per-deal or monthly fee, and any revenue share or recruiting expectations. Then drop those terms into the table above.


Using a Real Estate Commission Split Calculator

The fastest comparison is to run your last 12 months through a real estate commission split calculator. Our agent tools page includes a commission calculator you can use to compare your current split with a flat fee. If you want a worked example from next door, our Fulton County split vs. flat fee breakdown runs the same comparison with Buckhead and Alpharetta numbers.


Where CURB Fits for DeKalb County Agents

CURB Realty is a licensed Georgia brokerage (GREC Firm #79191, Broker #388684). Agents pay $595 per transaction plus a $95 E&O and cloud fee. There are no splits, desk fees, franchise fees, or sales minimums.


The fee covers more than paperwork. You get a broker you can call directly, access to an in-house transaction coordinator, and in-house escrow with same-day commission deposit when you close through it. You also get a loan broker and free one-on-one sales training. Our brokerage services overview lists everything that’s included.


It isn’t the right fit for every agent, and we’d rather say so up front. If you want a physical office, in-person team meetings, or company-supplied leads, a traditional office may suit you better. CURB is built for agents who already run their business from a phone and a car, whether that’s a condo off Ponce in Decatur or a new-construction listing near Perimeter Center. Curious how the online model works day to day? Our post on choosing an online real estate brokerage in DeKalb County covers it.


Run Your DeKalb Numbers Before Your Next Closing

how much can a real estate agent make

You don’t have to switch anything to get value from this exercise. Pull last year’s closing statements, add up everything that went to your brokerage, and compare it with what the same deals would cost on a flat fee. If the gap is small, you’ve confirmed your current setup works. If it’s large, you’ll know exactly how large.


Agents who do move usually wait until their pending deals close, so nothing gets tangled mid-contract. If you’d like help running the numbers, talk to the CURB team or call 888-279-4230.


FAQs


How much can a real estate agent make in DeKalb County?

It depends on how many deals you close and how much of each commission you keep. BLS reports a national median of $56,320 for sales agents (May 2024).


What is a normal real estate agent commission split in Georgia?

Splits of 70/30 and 80/20 are common for experienced agents. Flat fee brokerages like CURB charge a set amount per closing instead.


How do I calculate my real estate agent take-home pay?

Subtract your split and brokerage fees from your gross commission, then set aside money for taxes and dues. A commission split calculator makes it faster.


Is a 70/30 commission split good?

It can make sense for new agents who want training and leads. Agents who bring in their own business usually keep more with a flat fee.


How do I find out what I’d keep with CURB in DeKalb County?

Call 888-279-4230 or reach out through the CURB contact page with a few recent closings. The team will compare your split with CURB’s flat fee.


 
 
 

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